Your Personal Financial Operating System
Know exactly what your money can do.
RUMAE turns income, bills, spending, debts, savings and goals into one clear household plan — showing what to do on payday, what is safe to spend and what comes next.
The smarter way to run your household finances.
RUMAE
Household overview
Available This Cycle
£1,240
11 days leftFinancial Confidence
Strong
Household health
On track
Essentials covered
Best Next Action
Review two uncategorised transactions
Clearer records strengthen the plan you see.
Upcoming commitments
Household bills
Tomorrow
£840
Groceries
Friday
£120
Savings goal
In 5 days
£150
Current plan balanced
Planned commitments remain covered this cycle.
RUMAE
Available
£1,240
Next action
Review transactions
Your plan stays yours
RUMAE organises and explains; you make every financial decision.
No invented outcomes
Product-preview figures are illustrative, never promises or customer results.
Clear product boundaries
RUMAE does not connect to your bank or move, borrow or spend money for you.
A household operating system
Your bank shows a balance. RUMAE shows what you can actually do with it.
RUMAE does not claim to replace your bank or connect to it. It gives the records you choose to maintain more context — so income, commitments, spending and future plans can be understood together.
RUMAE V1 organises, analyses and advises. It does not connect to your bank, and it cannot transfer, move, borrow or spend money on your behalf. Accepting a suggestion records your intent only — you carry out any financial action yourself.
How it works
One clear rhythm for the household.
- 01
See the household clearly
Bring the financial picture into one understandable view.
- 02
Shape the plan
Understand payday, commitments and what is genuinely available.
- 03
Choose what comes next
Compare the evidence, record the decision and stay in control.
The complete household picture
Everything you need. All working together.
Each part contributes to the same plan, so today’s spending and tomorrow’s goals are not treated as separate financial lives.
Household financial overview
Accounts, transactions and a single view of where your household stands.
Payday planning and review
Work through each pay cycle: income, commitments, decisions and a confirmed plan.
Budgets and classification
Budgets by period and category, with review tools for uncategorised spending.
Forecasting and opportunities
Forward-looking projections, scenarios to compare, and surfaced Opportunity Money.
Goals and Goal Optimisation
Track goals, read their health, and review optimisation options as advice.
Behaviour Insights and Financial Coach
Patterns evidenced from your own financial records, and coaching suggestions you choose to accept or dismiss.
Bills and commitments
Keep upcoming regular payments visible before they become a surprise.
Debts
Keep borrowing, repayment context and household pressure in the same plan.
Access RUMAE
Plan today. Build tomorrow.
Create your account to start shaping one clear household plan. Any commercial terms are presented truthfully before a purchase decision.
No unverified trial or pricing claim is shown.